Does Stripe Accept PayPal? The Definitive Answer

A common question among Stripe users – does Stripe accept PayPal? The answer is No, Stripe doesn’t accept PayPal. They are two of the most popular processors for charging, processing and sending payments to customers online. Both offer a variety of options for accepting credit cards, debit cards, bank transfers, and more.

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Why Stripe doesn’t Accept PayPal

Stripe is a payment processor. It doesn’t make sense for them to integrate with PayPal that can also process credit and debit card payments.

Does Stripe Accept PayPal

Stripe vs PayPal

PayPal is widely known and well-established, making it an easy choice for businesses with a large customer base. It’s also a good choice for businesses that want to offer buyers the option to pay with PayPal Credit or use other features like Bill Me Later.

Stripe is a great choice for businesses with a modest customer base, requiring more time for processing transactions. PayPal is more appropriate for businesses with a greater number of customers and higher transaction volumes.

Ease of Use

Setting up an account with Stripe is a breeze. All you need is an email address and a password. PayPal, on the other hand, requires you to jump through a few more hoops. Not only do you need an email address and password, but you also need to provide your name, address, and phone number.

Another thing that makes Stripe more user-friendly than PayPal is its interface. Stripe’s dashboard is clean and easy to navigate. PayPal’s dashboard, on the other hand, can be a bit overwhelming with all of its links and options.

Stripe Fees

There is no monthly or setup fees for accepting Stripe payments via cards and wallets. Stripe only charges 2.9% + 30 cents per successful card charge. There is a 1% fee for international cards and additional 1% fee if currency conversion is required.

PayPal Fees

There is no monthly or setup fees for accepting PayPal payments via Website Payments Standard or PayPal Checkout API. PayPal only charges 2.9% + 30 cents for each transaction.


Stripe has been around since 2010 and is used by some of the biggest companies in the world, including Facebook, Amazon, and Google. Stripe is PCI-compliant and uses 256-bit SSL encryption to keep your data safe. They also have a built-in fraud detection system that flags suspicious transactions.

PayPal is one of the oldest online payment processors, founded in 1998. They’re a bit behind Stripe when it comes to security, but they’re still PCI-compliant and use 128-bit SSL encryption. PayPal also has a fraud detection system, but it’s not as sophisticated as Stripe’s.

Who are Stripe’s Competitors

Stripe’s competitors are PayPal, Square, 2Checkout, Braintree,, Adyen, Amazon Payments, Payline Data, WePay and most other online payment processors that can accept debit and credit card payments.

How to Set up Stripe on WordPress

This video shows how you can set up Stripe on WordPress.

Free Stripe WordPress Plugin

WP Stripe Checkout is a free Stripe WordPress plugin for accepting payments. The plugin also supports various other payment methods that can be integrated with the Stripe payment gateway.

Best WordPress Stripe Plugin

Currently the best WordPress Stripe plugins are WooCommerce Stripe Payment Gateway, Payment Plugins for Stripe WooCommerce, Accept Stripe Payments, Stripe Payment Forms by WP Simple Pay, Stripe Payment Plugin for WooCommerce, WP Stripe Checkout etc.

Stripe Recurring Payments WordPress Plugin

WP Stripe Checkout is a free plugin for accepting Stripe recurring payments in WordPress. Recurring payments rely on subscription plans that you create in your Stripe account.


To conclude, both Stripe and PayPal are great options for online payments. They both have their pros and cons, so it really depends on your needs as a business owner. If you need a simple way to accept payments online, then PayPal is a good choice. If you need more advanced features then Stripe is the better option.

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