To get 20% cashback with PayPal Pay in 4, you must find and activate the specific 20% offer in the PayPal app’s “Rewards” or “Offers” tab, then select “Pay in 4” as the payment method for an eligible purchase. These targeted promotions often feature a cap (e.g., $250 back) and require saving the offer first.
Steps to Get 20% Cashback
- Locate the Offer: Open the PayPal app, go to the “Rewards” or “Offers” section, and find the “20% back” banner for using “Pay Later” or “Pay in 4”.
- Save/Activate: You must click “Save Offer” to link it to your account before making the purchase.
- Use Pay in 4: Shop at a participating retailer, choose PayPal at checkout, and select the “Pay in 4” option.
- Verify: Check for confirmation in the app that the reward is pending. The promotion often applies to a single transaction.
Key Details
- Timing: These are typically limited-time, targeted promotions often found around major shopping events (e.g., Black Friday).
- Limits: Offers are often capped, such as a maximum of $250 back.
- Eligibility: Generally requires a PayPal account in good standing; the offer works for purchases typically between $30 and $1,500.
- Restrictions: Gift cards are usually excluded from cash back promotions.
- Availability: The offer is “targeted”, meaning it may not appear for all users.
Have you received any rewards lately? Let us know in the comments.