To use a credit card on PayPal, log in to your account, go to “Wallet”, click “Link a card”, and enter your card details. Once added and verified, select PayPal at checkout, then choose your credit card as the payment method. You can add up to 24 cards to a verified account.
Steps to Use a Credit Card with PayPal
1. Link the Card
- Desktop: Navigate to Wallet > Link a debit or credit card.
- App: Tap Wallet > + > Debit and Credit Cards.
- Enter the card number, expiration date, and CVV code.
2. Verify the Card
Follow any on-screen instructions to verify your card, which may involve a small test charge or a one-time passcode from your bank.
3. Make a Payment
- At an online checkout, select the PayPal button.
- Log in to your PayPal account.
- On the checkout screen, click on the payment method to change it and select your linked credit card.
4. Set as Preferred
You can set the credit card as your “preferred” payment method in the Wallet to use it automatically for future transactions.
Important Notes
- Limits: Unverified accounts can link up to 4 cards, while verified accounts can link up to 24.
- Security: If a preferred method is unavailable, PayPal may use a backup payment method to complete the transaction.
- Fees: While paying with a card is generally free for purchases, using a credit card for specific types of transfers (like sending money to friends) may incur fees.
Do you use a credit card to pay on PayPal? Let us know in the comments.